HomeREACH Financial Coaching

Our goal is to expand opportunities for home ownership and to help our home buyers achieve a level of financial success that will allow them to qualify for a traditional mortgage.  The HomeREACH financial coaching program is designed to help you learn a broad spectrum of real estate and consumer finance topics and build positive financial habits. Here’s how it works:

Outreach

After you purchase your home, we’ll send an email reminding you that you can take advantage of our free financial coaching program (which we offer in collaboration with Clearpoint, a division of Money Management International).  Our partners at Clearpoint will also reach out to you via email, text message, or phone to help you set-up your first appointment.

Counseling

During your first call, your Clearpoint coach will introduce you to a range of topics including debt, budgeting, saving, credit reports, foreclosure prevention, and traditional mortgage readiness. The specific topics you discuss will be based on your needs, your long-term goals, and any challenges you face.  At the end of each coaching session, you’ll receive an action plan.  The action plan will include a summary of what was discussed during coaching, your next steps to take to achieve your goals, recommendations, and if needed, referrals to local resources that can provide you with additional assistance and support.

Follow Up

Your financial coach will reach out to you every month or so to provide you with any additional support that you need. These follow ups will help you stay on track, keep your financial goals at top of mind, and provide advice and recommendations if any financial challenges arise.